Our Services

We are a financial protection policy that covers the cost of damages, injuries, and liabilities related to vehicle accidents, theft, or other unforeseen events. It is a legal requirement in most places and provides peace of mind by reducing the financial burden of repairs, medical expenses, and legal liabilities.

Liability Insurance

  • Covers bodily injury and property damage to others if you are at fault in an accident.

  • Required by law in most states/countries.

  • Does not cover your own vehicle or medical expenses.

Collision Coverage

  • Pays for repairs or replacement of your vehicle after an accident, regardless of fault.

  • Often required for financed or leased vehicles.

 

Comprehensive Coverage

  • Covers damage from non-collision events like theft, vandalism, natural disasters, or falling objects.

  • Protects against fire, floods, hail, and animal-related damage.

Personal Injury Protection (PIP)

  • Covers medical expenses for you and your passengers, regardless of fault.

  • May also cover lost wages and rehabilitation costs.

 

Disclaimer

We are an Authorized Insurance Agents of the Services Providers/ Home and Auto Insurance services to assist the drivers and home owners in connecting with local service providers. All the contractors/ providers are independent and auto insurance and home insurance does not warrant or guarantee any work performed. It is the responsibility of the Drivers and Home Owners to verify that the hired contractor furnishes the necessary licence and the insurance required for the work being performed. All persons depicted in the photos or videos are actors or models and not contractors listed on Auto insurance and home Insurance services. Many or most of the images used in the site is either Stock Free or AI generated.

CONTACT

+1 800(410) 5790 

 contact@terracominsurance.com

Address

157 Flanders Dr Hillsborough NJ 08844

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